We rate extended warranty and vehicle service contract providers against the public record — regulatory orders, complaint volume, disclosed underwriting and contract terms — and publish what we find, including when the record is thin. No commissions. No referral fees. No paid placement.
Every record shows the legal obligor, the administrator that decides your claim, BBB and Trustpilot figures with the date collected, and any enforcement action on file.
Currently flagged: — providers carry an active regulatory action, appear defunct, or advertise credentials we could not verify. Review them →
Scored on complaint record, consumer sentiment, regulatory standing, contract fairness and transparency. Weights are published in full on our methodology page.
There is no federal solvency regulator. Protection ranges from a licensed industry to essentially none.
Sold a car with no warranty, then a service contract within 90 days? That disclaimer may be dead.
Paid off the loan? Federal examiners say the unearned premium goes to you, not the lender.
Denied after disassembly? You may owe the teardown and the reassembly, with the car still dead.
Sourced to primary documents — federal dockets, state orders, statute and regulator guidance.
A running record of federal and state action against providers we track. Every entry links to the primary source.
The escalation path that works is rarely another phone call to the provider. It is a written, dated demand that cites your own contract and copies the agency with authority over them.
Open the escalation guide